Daft.ie Insights
Oct 31, 20172 min
Updated: Aug 25, 2021
Sponsored by Blue Insurance.
First things first, homeowners need to take every personal measure they can to keep their homes safe. Installing smoke and burglar alarms throughout your home will reduce the risk associated with your policy. A study by the Central Statistics Office found that the percentage of homes that have a burglar alarm is only 44.1%. By installing and regularly maintaining these alarms, your quote with many companies will be reduced.
Consumers should clearly understand the values that apply to both their home and its contents. Many people make the mistake of valuing their home at its initial purchase price or its current market price. Instead, you should seek to insure your home for the cost of rebuilding it. This is known as the reinstatement cost and will usually result in a lower premium than if you opt to insure for the market value.
Be sure that you don’t underestimate these values as you may not be fully covered in the event of an accident. The same can be said for contents cover. Overestimating or underestimating the cost to replace said items in their current condition, will result in an inflated quote.
Many insurance brands will offer multiple products ranging from Car, Van, Home, Travel, etc. Inquire about the possibility of grouping multiple products with the same company. This can result in savings across the policies that can really add up.
Many Insurance companies will run regular special offers or promotions. These may be seasonal or may cater to loyal/first time customers. As we now live in the digital age, many insurance companies also incentivise their customers into booking their policy online instead of through an agent.
You can save yourself both stress and money by purchasing a two-year policy, which can save you a lot in comparison to two 1 year policies. This means that not only do you not need to worry about rising premiums next year, you can make some savings today by opting for 2 year cover.
You can save yourself both stress and money by purchasing a two-year policy, which can save you a lot in comparison to two 1 year policies. This means that not only do you not need to worry about rising premiums next year, you can make some savings today by opting for 2 year cover.
If you are looking for affordable deals on home insurance, check the offers from Blue Insurance and save on a 2 Year Home Insurance Policy, freezing your price for 2 years, even if you need to make a claim.