Budgets, mortgage approval, solicitors, surveys, contracts and closing — the full process, step by step. 2026 edition Buying a home in Ireland runs through nine distinct stages, each with its own paperwork and timelines. This guide covers all of them, in the order you'll meet them. The process at a glance Step 1 · Set your budget How much can I afford to spend on a house in Ireland? Get a clear picture of your finances before you view a single property. Know your numbers Revi

So you’ve gone sales agreed, what happens next? Congratulations you’ve gone sale agreed, you are a big step closer to your new home! The seller will need a booking deposit from you in order to keep the property at the agreed-upon price until you get your mortgage cheque from the lender to pay for the property in full. So how do you actually get your mortgage cheque? If your offer has been accepted you probably already have Approval In Principle (AIP) for a mortgage, if not yo

When do you need your home insurance in place? After your property has been valued you will receive a formal letter of offer explaining...

Mortgage Protection Insurance pays off your outstanding mortgage if you die. Securing mortgage protection can sometimes cause delays,...

When do you need a solicitor? When you have had your offer accepted and have it valued you will need to get a property solicitor also known as a conveyancer on board. Although technically you only need them when the property has been valued and you are due to receive your loan offer, it’s best to sign one up early so it doesn’t delay the process. How much does a solicitor cost? For a new property after totting up registration fees etc.. usual costs come in around €3,000 all i

The government has put in place a number of schemes to help hard pressed buyers get a foot on the housing ladder. These schemes can make a massive difference to your buying budget, but the number of schemes and how they interact with each other can also be confusing. In this article we focus on the two schemes used by most first time buyers. The First Home Scheme (FHS) The Help to Buy Scheme (HTB) By using both of these schemes you can fund up to 30% of your property, boostin