So you’ve gone sales agreed, what happens next? Congratulations you’ve gone sale agreed, you are a big step closer to your new home! The seller will need a booking deposit from you in order to keep the property at the agreed-upon price until you get your mortgage cheque from the lender to pay for the property in full. So how do you actually get your mortgage cheque? If your offer has been accepted you probably already have Approval In Principle (AIP) for a mortgage, if not yo

When do you need your home insurance in place? After your property has been valued you will receive a formal letter of offer explaining...

Mortgage Protection Insurance pays off your outstanding mortgage if you die. Securing mortgage protection can sometimes cause delays,...

When do you need a solicitor? When you have had your offer accepted and have it valued you will need to get a property solicitor also known as a conveyancer on board. Although technically you only need them when the property has been valued and you are due to receive your loan offer, it’s best to sign one up early so it doesn’t delay the process. How much does a solicitor cost? For a new property after totting up registration fees etc.. usual costs come in around €3,000 all i

The government has put in place a number of schemes to help hard pressed buyers get a foot on the housing ladder. These schemes can make...

Applying for a mortgage is a big step and there are a few things you need to have it place before you contact a bank. Read through these tips to make sure you're in the best position to get approval. A clean credit history Your credit rating will determine whether a bank will offer you a mortgage so it's a good idea to check it out before applying; particularly if you missed loan or credit card repayments when you were younger. In Ireland, there is currently only one organisa